Flexible trade and vehicle financing designed for people who need their next move to happen.
From everyday work vehicles to commercial transport fleets, find a financing approach that fits the way you operate.
Individuals & Sole Traders
New or Used Personal Work Vehicles
Competitive Rates, Flexible Terms up to 7 Years
ID, Proof of Income, Vehicle Details
No hidden red tape or unnecessary complexity. Transparent pricing from day one.
Custom structures designed around real commercial cycles and seasonal trades.
Finance built around real-world vehicles, utility trucks, vans, and trade fleets.
Driven by helping you make your next strategic move without delays.
Maximizing cash flow while updating your work vehicles requires an agile approach to loan structuring...
Let's get your vehicle, trade, or business moving forward today.
Tailored finance solutions designed to fund trade stock, machinery, and commercial tools without sacrificing working capital. From single equipment purchases to bulk inventory funding — we keep your business operational and growing.
Trade finance is the lifeblood of any business that deals in physical goods, equipment, or inventory. Whether you're a tradesperson, wholesaler, or contractor, having the right financing in place means you can take on larger projects, stock up for seasonal demand, and keep your operations running smoothly.
Purchase additional trade stock or inventory needed to fulfill major contracts. Preserve cash flow while taking on larger projects with complete confidence. Our stock finance solutions are designed to align with your business cycles, allowing you to scale operations without the financial strain.
Upgrade high-value tools, heavy machinery, and specialized operational assets with structured loan terms aligned with equipment lifespan. Our equipment finance solutions help you stay competitive with the latest technology without draining your capital reserves.
Finance work vehicles, commercial vans, and fleet vehicles with flexible terms designed for business use.
Tailored funding for construction equipment, scaffolding, site tools, and project-specific materials.
Unlock cash tied up in unpaid invoices to maintain operational liquidity and take on new work.
| Finance Type | Best For | Term Length | Security |
|---|---|---|---|
| Stock Finance | Inventory Purchases | 3-24 Months | Stock Assets |
| Equipment Finance | Machinery & Tools | 12-60 Months | Equipment |
| Vehicle Finance | Work Vehicles | 12-84 Months | Vehicle |
| Invoice Finance | Unpaid Invoices | 30-90 Days | Invoices |
Typically you'll need ABN registration, business bank statements, identification, and supplier invoices or quotes for the items you're financing.
Most trade finance applications are reviewed within 24-48 hours, with funds often available within 3-5 business days after approval.
Yes, we can facilitate trade finance for international stock purchases. Additional documentation may be required for cross-border transactions.
Not at all. We work with sole traders, small businesses, and contractors as well as larger enterprises. Solutions are tailored to your specific needs.
Talk with our commercial trade finance specialists directly. We'll help you find the right solution for your business.
Trade Deals Funded
Total Trade Finance
Average Approval Time
Client Satisfaction
From work pick-ups and heavy cargo vans to commercial truck fleets and everyday business transport — we finance the vehicles that keep your business moving.
Whether you're a tradie needing a reliable work van, a fleet manager expanding your commercial trucks, or a business owner looking for a vehicle that represents your brand — we provide flexible finance solutions tailored to your unique needs.
| Vehicle Type | Max LVR | Term | Interest Type | Best For |
|---|---|---|---|---|
| Commercial Trucks | 90% | 7 Years | Variable / Fixed | Heavy Transport |
| Work Vans | 95% | 5 Years | Variable / Fixed | Trades & Delivery |
| Utes & Pickups | 95% | 7 Years | Variable / Fixed | Trades & Fleet |
| Fleet Vehicles | 85-95% | Flexible | Variable / Fixed | Business Fleets |
| SUV & 4WD | 95% | 7 Years | Variable / Fixed | Business & Personal |
| Specialty Vehicles | 90% | Flexible | Variable / Fixed | Custom Trades |
We finance a wide range of vehicles including commercial trucks, work vans, utes, fleet vehicles, SUVs, specialty vehicles, motorbikes, and caravans.
Yes, we finance both new and used vehicles. Used vehicles typically require a maximum age of 10-12 years at the end of the loan term.
Most vehicle finance applications are approved within 24-48 hours. Funds can be available within 3-5 business days after approval.
Depending on the vehicle type, deposits can range from 0% to 20%. Commercial vehicles often have lower deposit requirements than personal vehicles.
Talk with our vehicle finance specialists and find the right solution for your next vehicle.
Vehicles Financed
Total Vehicle Finance
Average Approval Time
Client Satisfaction
Five seamless stages from initial query to securing your vehicle or trade finance.
Fill out a quick digital enquiry outlining your vehicle specification or trade loan requirement.
Our automated engine and team review competitive options suited to your financial structure.
Select loan terms, balloon options, and repayment schedules aligned with your cash flow.
Upload necessary documents securely via our streamlined client portal.
Funds disbursed quickly so you can take delivery of your vehicle or stock.
easybikeloans was created to eliminate rigid banking bureaucracy for tradespeople, commercial drivers, and business operators. We believe finance should move as fast as you do.
easybikeloans was founded by people who understand the realities of running a trade-based business. We saw a gap between what traditional banks offered and what tradespeople actually needed — fast, practical, and flexible finance solutions that don't get bogged down in bureaucracy.
Our mission is simple: to make trade and vehicle finance accessible, transparent, and genuinely helpful for the people who build, fix, transport, and create.
We believe securing capital for a commercial van, work truck, or trade stock should be as fast and practical as driving the vehicle itself. Traditional banks slow operations down — we keep them moving.
Our approach combines deep industry knowledge with streamlined digital processes, ensuring you get the funding you need without the unnecessary friction.
To provide fast, transparent, and practical trade and vehicle finance that keeps businesses moving forward.
A world where every tradesperson and business operator has access to finance that works as hard as they do.
Speed · Transparency · Flexibility · Practicality · Partnership · Integrity
We cut through the jargon and deliver real solutions that work for your business, not our bottom line.
Fast approvals without compromising on responsible lending standards.
Solutions designed to align with your cash flow, seasonal cycles, and business growth.
A diverse team of finance and trade experts united by a shared commitment to keeping businesses moving.
Founder & CEO
15 years in trade finance
Head of Lending
12 years in commercial finance
Director of Client Experience
10 years in client relations
Editorial Director
8 years in financial communications
easybikeloans launched with a mission to transform trade and vehicle finance.
Grew our team and expanded services to support more trades and businesses.
Reached 500+ happy clients and launched our digital loan platform.
Expanded across Australia with a diverse team of trade finance experts.
"Finance should never be the reason your business slows down. We're here to keep you moving."
— The easybikeloans Team
Happy Clients
Trades & businesses
Years Combined Experience
Across our team
Client Satisfaction
Based on client feedback
Finance Solutions
And growing
We understand that time is money. Our streamlined processes mean faster approvals and quicker access to funds.
No hidden fees, no confusing fine print. We believe in clear, honest communication at every stage.
Solutions designed around real-world business operations, not theoretical financial models.
Whether you need a new work vehicle, trade stock, or equipment, we're here to help you move forward with confidence.
Expert insights on commercial vehicle acquisition, trade financing, fleet maintenance, and the business of staying on the move.
The Movement Edit brings you curated insights on commercial vehicle finance, trade stock management, fleet operations, and the financial strategies that keep businesses moving forward. From tax planning to equipment selection, we cover what matters to tradespeople and business operators.
Smart strategies for balancing new vehicle acquisitions with operational liquidity.
Understanding the pros and cons of leasing versus buying commercial vehicles.
When to invest in new vehicles and how to structure the finance for maximum return.
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Submit your inquiry below and our trade finance team will reach out promptly.
Whether it's a single utility van or funding for nationwide trade inventory, we're ready to assist.